Prepaid Legal Service Inc. Prepaid Legal Review

by Franco on April 5, 2010

A publicly traded company on the New York Stock Exchange (NYSE:PPD), Prepaid Legal Service is a combination of a direct sales and network marketing company.

Prepaid Legal was founded by Harlond Stonecipher in the early 1970s to provide a variety of affordable legal services to the average family; as well as a way for every day people to earn money for sharing the service with others. The focus of this review is to educate you and make you more informed about the details of Prepaid Legal. This review should help clear up any confusion you may have about Prepaid Legal and give you a better understanding of their overall service and business opportunity.

What services are offered by Prepaid Legal?

Prepaid Legal gives people a way to take care of their legal matters at a fraction of what it would normally cost by hiring an attorney. They charge a low monthly fee that covers a variety of preventive legal services such as motor vehicle services, tax audit, trial defense services, and legal shield. It’s almost as if you get a personal attorney on retainer for common legal matters.

If the legal matter is not covered by the plan’s services, you receive, instead, a 25% discount from the law firm’s normal price. The attorneys in the Prepaid Legal network are experienced attorneys in their specialty. They all have at least ten years of experience in their specific field of law. This means that you will be referred to a specialist attorney with expertise in the law matter that you need assistance in.


If you are not 100% confident in the sales & marketing and self promotion strategy you plan on using to build your Prepaid Legal business, you need training in how to create one. We give Free Training in marketing and self-promotion for use in offline, as well as online network marketing. Plug in to Free Training by clicking here.


You can call an attorney five days a week during business hours to ask any legal questions you have. You also receive unlimited attorney written, professional letters and phone calls made by an attorney to address an unlimited amount of issues for you and your family.

Prepaid Legal attorneys will also review as many documents or contracts you need (up to ten pages each) and offer you suggestions and advice based on their review. Prepaid Legal service also includes standard will preparation with yearly updates, and they offer this same service for only $20 for anyone else in your family (normal cost is $1,000+).

There is an upgrade option that includes identity theft services for an additional monthly charge, through a company called KROLL World Wide (the largest forensic accounting firm and private investigation firm in the world). They will take care of any identity theft matters if needed.

Prepaid Legal Compensation Plan: “Prepaid Legal Pay Plan In Simple English”

The Prepaid Legal compensation plan is complicated to understand because there are so many ways to earn money. It is an extremely deep network marketing comp plan with many levels. The new Prepaid Legal marketer only needs to understand the superficial layers of the pay plan in order to build a solid base. As you grow your business, you can learn the details of the deeper parts of the comp plan from upline leadership so you can optimize it as your business grows.

To make this review simple, there are two ways you get paid from Prepaid Legal…

One is through marketing the service and generating direct sales. When someone pays for the Prepaid Legal service itself (without the ID theft service upgrade), you’ll earn a commission from that sale.

When you sell the Prepaid Legal service with the ID theft upgrade, you’ll earn the same amount of commission, but it would be considered as two membership sign ups. The more membership sign ups you get, the higher the rank you advance to. The higher the ranks you advance to, the more upfront commissions you earn (through direct sales commissions and team overrides).

The other way you earn compensation is when you generate enrollments into the business opportunity. To get started with the Prepaid Legal business opportunity, you must pay an additional fee in addition to the monthly service fee. When you enroll people into the Prepaid Legal business opportunity, you get promoted to higher levels quicker than just selling the Prepaid Legal service and you earn commissions and overrides from every membership the associates in your group sell.

As we stated above, Prepaid Legal has many levels of compensation. The beginning associate should focus only on the superficial levels as they build their business. The deeper levels are not significant until your group grows enough that you begin to qualify for compensation based on those deeper leveraged bonuses.

For a more complete study of the Prepaid Legal compensation plan, I highly recommend you review this guideline which explains it in more detail.

As profitable as the Prepaid Legal compensation is on its own, to get people to make even more money, they’ve joined forces with another company called Blast Off.

“Prepaid Legal Partners Up With Blast Off”

A New Prepaid Legal Opportunity?

The Prepaid Legal join venture with Blast Off is a partnership that may explode the earning potential of the millions of people who are in the Prepaid Legal business opportunity.

Blast Off has included the Prepaid Legal opportunity inside their sales process. Blast Off is a free online service that allows you to customize your own homepage with your favorite sites linked in one place.

The main benefit of Blast Off is that by making purchases on your homepage (from over 700 associated vendors like Best Buy, Pizza Hut, etc.), you earn cash back. So you receive savings on products and services that you already spend money on if you buy them from your Blast Off website.

If you promote Blast Off to other people, and sponsor them, you earn a commission from the purchases they make. You also earn commissions from all the people who your friends sponsor (down ten levels).

Prepaid Legal associates who market Blast Off to people will not only earn the original commissions that Blast Off would give, but now they also earn commissions and overrides from the purchases made by the people under them (in their Blast Off group). The Prepaid Legal associates receive an extra bonus, as they earn commissions and overrides from twenty levels of their Blast Off organization (instead of the usual ten).

“What Does The Blast Off Campaign Mean To Prepaid Legal Associates?”

This campaign will be very interesting for some Prepaid Legal associates. Instead of marketing only the legal service plan, they now have an automated system (technology) that will sign up memberships under them on auto-pilot. They have a piece of technology that will supposedly do all the selling for them.

Many Prepaid Legal associates are excited about this campaign because many of them are not good at selling, don’t like cold prospecting people, or pitching and trying to ‘convince’ their friends and family to buy their service. Most people fear cold prospecting and selling, but unfortunately it’s what most direct sales and network marketing companies train their associates to do.

They can now lead by inviting people to review Blast Off, enroll them for free, and let them share it with others, and if someone within twenty levels deep of their organization wants to purchase the legal plan, they would earn the commission, overrides, and membership credit from that purchase.

Many associates feel that this strategy will make it a lot easier to promote Prepaid Legal than trying to sell people legal services in the traditional way.

“How Much Is The Prepaid Legal Service?”

The Prepaid Legal Service alone (without identity theft protection upgrade) consists of a monthly fee of twenty six dollars. With the identity theft protection upgrade, the cost is an additional ten dollars per month; so roughly thirty six dollars per month combined.

There is also a one time enrollment fee of ten dollars. The total cost for both services is forty six dollars to start, and thirty six dollars per month.

To enroll as a Prepaid Legal business associate, the cost is $249, and the monthly autoship is a minimum of $26.

“Is the Prepaid Legal Business Opportunity Right For You?”

Many Prepaid Legal associates falsely assume that the relationship with Blast Off is going to make their Prepaid Legal business completely automated to build. In network marketing reality, nothing could be further from the truth. Just because Prepaid Legal is partnering up with Blast Off, it doesn’t mean that you can expect to join and make a lot of money just by sharing Blast Off with your friends.

Direct sales, network marketing and business in general is about learning and applying effective sales and marketing strategy. Those marketers who do not avoid gaining sales and marketing skills and setting up effective marketing systems will always dramatically out perform the associates who avoid real marketing and try to hide behind tools and websites.

Although there is potentially, large amounts of money to be made, and much excitement in the air right now, it’s important to remember not to be overtaken by the hype. It’s also very important to understand that no matter how easy it is to make money with this opportunity, it will still take hard work, and things might not happen the way you plan to.

Marketing something that’s free (like Blast Off) is still marketing. It still requires skill sets, and if you don’t know much about sales and marketing, you better be willing to learn it quickly. I see time and time again, people joining companies and expecting to earn large amounts of money, but ending up not taking much marketing action at all, or only doing a few obsolete things the company teaches them to do, and not make a profit at all which leads them to quitting the program within 90 days only to hop to another more hyped up “opportunity” and repeating the same cycle.

The message for you to take home from this article today is this…

Do NOT join Prepaid Legal, or ANY network marketing company unless you REALLY want to MARKET, or if you are TRULY willing to LEARN how to market. Do NOT join a network marketing company unless you are willing to treat it as a serious business and learn the proper skill sets it takes to really succeed.

The fact is that there is no single “automated” system that works for EVERYONE. If you find a mentor who teaches you the ONE skill that was the PERFECT fit for you, you would be considered EXTREMELY lucky! The odds are that it will take some time going through different strategies, until you finally discover the system that fits you best, and it will take PLENTY of failure until you MASTER it.

The most important thing is to enjoy the learning process and be excited about absorbing all the information and education you can that will allow you to master your craft. That is the only way to true success.

Visit this site to learn more about boosting leads, sales and profits from your Prepaid Legal business

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